đź“„ Perfect Money – Comprehensive Privacy PolicyÂ
This Privacy Policy explains how Perfect Money (“we”, “our”, “the Platform”) collects, uses, stores, protects, and shares personal and transactional data of individuals and businesses (“users”, “you”) who access or use our website, wallets, and services including USDT, USDC, and PM Token operations.
By using Perfect Money, you agree to this Privacy Policy.
1. Information We Collect
We may collect:
• Personal details (name, email, phone).
• Optional KYC data (ID documents, proof of address).
• Login data (IP address, browser, device fingerprint).
• Financial data (deposits, withdrawals, transfers, exchanges).
• Crypto wallet addresses and blockchain transaction hashes.
2. Information Collected Automatically
We automatically gather:
• Cookies for session management.
• Device and operating system data.
• Activity logs for security and operational monitoring.
3. Wallet & Crypto Transaction Data
We collect information related to:
• USDT, USDC, and PM Token transactions on BSC, SOL, POL, TRX.
• Deposits, transfers, exchanges, withdrawals, and confirmations.
• Blockchain metadata essential for verifying payments and securing accounts.
4. How We Use Your Information
Your information is used to:
• Operate and improve wallet services.
• Provide support and technical assistance.
• Run anti-fraud systems and risk assessments.
• Maintain account security (e.g., IP checks, 2FA).
• Process deposits, withdrawals, transfers, affiliate rewards.
• Fulfill regulatory or legal requirements.
5. Account Verification (KYC)
Verification is optional unless required for higher limits.
We may collect:
• Government ID
• Proof of address
• Verified phone and email
We store KYC data securely and only as long as required.
6. Use of Blockchain Data
Because public blockchains are decentralized:
• Transactions are visible publicly and cannot be altered.
• Perfect Money cannot delete blockchain data.
• We may associate blockchain activity with your account for accuracy.
7. Affiliate Program Data
We collect:
• Referral IDs and relationships
• Generated commissions
• Deposit/payment values linked to affiliate earnings
We do not expose referred users’ personal data publicly.
8. Cookies & Tracking
We use cookies to:
• Maintain sessions
• Save preferences
• Analyze platform usage
You may disable cookies, though some features may not function.
9. How We Store Your Data
Stored using:
• Encrypted servers
• Access controls
• Firewalls and DDoS protection
• Encrypted backups
We take steps to prevent unauthorized access.
10. How We Protect Your Data
Security measures include:
• Two-factor authentication
• Code-card protection
• IP monitoring
• Anti-fraud systems
• Secure password hashing
11. Handling of Sensitive Information
Sensitive data (passwords, credentials, documents):
• Is encrypted
• Is not shared with advertisers
• Is accessible only to authorized staff under confidentiality rules
12. Sharing of Information with Third Parties
We may share data with:
• Certified exchangers
• Payment processors
• Regulators or law enforcement when required
We never sell user data.
13. Third-Party Exchangers
Some deposits/withdrawals involve certified exchangers.
Users should:
• Use trusted exchangers
• Review exchanger privacy policies
We are not responsible for non-affiliated exchanger practices.
14. Business or Merchant Use
For merchants using our API, we may collect:
• API logs and keys
• Transaction history
Corporate data is protected under the same standards as individual users.
15. International Data Transfers
Data may be stored or processed internationally.
By using the platform, you consent to cross-border data transfers under this policy.
16. Data Retention
Data is retained while accounts are active or required for legal/security reasons.
Users may request deletion, subject to exceptions.
Blockchain data cannot be deleted.
17. Children’s Privacy
Users must be at least 18 years old.
Minor accounts will be terminated.
18. User Rights & Data Control
You may request:
• Access to your data
• Corrections
• Account deletion
• Processing limitations
Contact support for rights requests.
19. Data Deletion Requests
Users may request deletion of:
• Personal information
• Affiliate data
• Transaction history (where legally possible)
Blockchain transactions cannot be removed.
20. How We Communicate with Users
We may contact you via:
• Email
• SMS (security notices)
• In-app notifications
Notification preferences can be adjusted.
21. Fraud Prevention & Anti-Abuse Monitoring
We monitor for:
• Suspicious login activity
• Unusual transfer patterns
• Large or fast transactions
• Multiple failed logins
High-risk actions may be temporarily reviewed.
22. Limits of Liability
Since Perfect Money is not a regulated bank:
• No deposit insurance is provided
• Users bear counterparty and custodial risk
• We are not responsible for losses from third-party exchangers
Users must secure their own devices and accounts.
23. Updates to This Privacy Policy
We may update this policy. Changes may appear through:
• Website notifications
• Email updates
Continued use means acceptance of the updated policy.
24. User Responsibility
Users must:
• Keep credentials secure
• Enable security features
• Use certified exchangers only
• Follow local legal and tax rules
Non-compliance may result in account restrictions.
25. Contact Information
For privacy inquiries, contact Perfect Money Support through:
Official website help center:
• Email: support@perfectmoney.cc
• Telegram: https://t.me/perfectmoney.cc
